If you have experienced property damage, it is natural to want to recover as quickly as possible. But if you are considering filing a claim with your insurance company without consulting an attorney, it is important that you understand why this is not the best idea.
As experienced California property damage insurance claim attorneys, we know how the insurance industry works and what the insurance carriers are looking for when it comes to filing a claim. Here are five reasons why using an attorney will help you get the full value of your claim:
We know the insurance industry and how it works
Insurance companies often use tactics to avoid paying out claims or offer less than what they should be according to their policyholder’s contract. Insurance companies often look for any reason to deny claims, which means that it is important for you to have someone on your side who knows how these companies operate so that they can help make sure your case gets processed correctly.
To avoid paying out on a claim, insurance companies may hire investigators to look for alternate explanations of the damage and scenarios in which they would not be liable. For example, if a fire caused damage to your home and the insurance company suspects arson, they may hire an investigator to find evidence that you were involved in starting the fire. The investigator would search for signs of accelerants or other materials used in starting a fire, as well as any witnesses or potential accomplices. If the investigator finds any evidence that you were involved in starting the fire, they will provide this information to the insurance company. The insurance company may then deny your claim based on their belief that you started the fire intentionally.
We have handled hundreds of cases
If you have been injured in an accident or had your property damaged, you know how frustrating it can be to deal with the insurance companies and their adjusters. Insurance companies are required by law to pay you only the amount they feel is fair for the injury or damage that occurred. They do not care about your individual situation and will use every trick in the book to try to get out of paying you what is owed. If you are going up against an insurance company alone, you will likely be at a disadvantage because they have much more experience dealing with these situations than most people do.
The best way to ensure that you receive a fair payout is by hiring an attorney who specializes in insurance claims. Our attorney will be able to explain your rights under California law, which means that we will know what evidence is needed in order for you to win your case and receive full compensation for your injuries or damages. You can trust us with your case because we have worked on such cases before, so don’t hesitate to contact us today!
We will gather all the facts and evidence to prove your claim
An insurance claim attorney will be able to gather all of the facts and evidence that you need to prove your claim. This is important because it is essential that you have all of this information in order to make a strong case for yourself. If you do not have all of the facts, then it can be difficult for you to get what you need in order to make sure that your claim is successful. You want someone who understands how this process works so that they can help guide you through it in the right way.
Help you avoid common mistakes that would cause you to lose your rights
If you’re pursuing a property damage insurance claim, an attorney can help you avoid common mistakes that would cause you to lose your rights.
You may think this doesn’t apply to you because you’ve done everything right and are just waiting for the insurer to respond. But even if your claim seems like it should be straightforward, there are many other factors that can affect whether or not your case is resolved favorably
Don’t underestimate your case. Talk to an attorney first.
When you file an insurance claim, it’s important to understand that you’re not just claiming for the amount of money you need to fix or replace your property. You’re also making a statement about the value of what was lost or damaged, which can have a big impact on how much money you’ll receive in compensation. If you don’t have an attorney to help guide you through the process, it can be easy to undervalue your claim and accept less than what’s owed to you.
An insurance claim attorney will be able to review all of the evidence and make sure that every aspect of your case is being considered when it comes time for negotiations. They’ll know what questions to ask and what arguments need to be made in order for you to get everything that is rightfully yours.
Conclusion
Insurance claims can be a complicated process, and it’s easy to make mistakes that could cause you to lose out on compensation that you deserve. Gankin Law attorneys will work with you every step of the way to make sure that you’re getting all of the money that you deserve.
